Editorial2019-03-03T09:24:01+00:00

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Has anything changed 10 years on from the Lehman Brothers crisis?

September 2018 marked the 10-year anniversary of the Lehman Brothers bank collapse. At the time,  was the fourth largest investment bank in America. But it had almost as much debt ($619 billion) as it had in assets ($639 billion). Dubbed, the “Lehman Weekend”, the world witnessed the largest bankruptcy in US history. It led to a huge Recession and a near meltdown of the global economy. In its wake, millions of ignored victims. Everyone remembers the housing [...]

The US Federal Loan Fraud “Forgiveness” Program.

How tens of thousands of young people have spent over a decade working their way through a loan forgiveness plan that they will NEVER get.  Student loan debt is a harsh and ugly reality in the United States. The average US student borrower won’t be able to pay back their loan until after they reach 40 years of age. 44 was the magic number for former President Barack Obama. He famously didn’t pay off his student loan [...]

What is the first rule of negotiation?

Negotiations, Satchmo and me. “There came then one of the most surreal moments that I have ever known — and there have been a few.” I have a very early memory of falling in love with “Satchmo”. I was one of those kids who, from the minute I learned to walk, could show up just about anywhere. It was a chilly January evening in 1960 and I was on my way to the nearby newsagents on a short errand. [...]

Want to add sparkle, character, and real employee value to your resume? Here’s how!

You only get one chance to make a good first impression. This is a well known and life changing fact: the reason most people pay close attention to resume writing. It’s an industry that LinkedIn has successfully taken to a new level. For many, it’s the first step into the real world. Jobseekers don’t always consider how fraud prevention is a necessary and often urgent investment need for most employers, big or small. It’s a priority for [...]

Fraud against young children is already costing $ billions. Here’s how to prevent it.

Parents of young children have running to-do lists of many things to keep up with. New parents worry about things like setting up their nest, choosing a doctor, finding daycare and staying on top of rapid growth and development. Later on, they're setting up playdates, finding the right school, exploring their child’s hobbies, and so many other things that nurture their well-being. Fraud and identity protection probably doesn’t make the list for most parents. Sad to say, [...]

The banking fraud business model

Mass fraud by banks and financial institutions continues unabated without hard prison time for the guilty parties. “Deutsche Bank settles for $205 million in currency manipulation scheme.” “Goldman Sachs confesses to c.$5 billion in mortgage fraud during the 2008 financial crisis.” “Wells Fargo settles securities fraud lawsuit for $480 million.” “Bank of America to pay $42 million in electronic trade ‘masking” case’.” These kind of headlines are daily events and it appears all our major banking institutions [...]

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